RESPs and Grandparents

The cost of university has risen sharply, and so has the importance of graduating with a desired and marketable set of skills and knowledge.  Without a post-secondary education, employment and life opportunities are more limited now than ever before.  Contributing to...

How Investment Income is Taxed

Investments can represent a major source of income for some individuals and with that income comes a wide variety of tax implications. The good news is that some types of investment incomes are subject to special tax treatment. Understanding how your investments are...

What is Probate and How to Plan for it

Probate is the process of getting your will approved by the courts.  This process validates your will and allows your executors to distribute your assets.   However, probate can often be an expensive and long process.   Each province has...