a. The material provided on this website is for general information only and is subject to change without notice. It is not intended to provide, and should not be construed as providing individual financial, investment, tax, legal or accounting advice. Every effort has been made to compile this material from reliable sources however no warranty can be made as to its accuracy or completeness. Before acting on any of the information mentioned, please make sure to contact us for individual financial advice based on your personal circumstances. The opinions expressed are those of the author and not necessarily those of Assante Financial Management Ltd.
b. Davison & Orser Wealth Planning (‘Davison & Orser’), is an independent entity, offering non-securities related financial planning services. Any specific investment recommendations provided by Jim Davison, or Peter Orser must be done through Assante Financial Management Ltd. (“Assante”) a registered mutual fund dealer. Although Assante is not responsible for any service or product supplied through Davison & Orser, Assante will monitor for conflicts of interest, and investigate any client complaints related to services offered by Davison & Orser.
c. With respect to insurance products and services. Jim Davison and Peter Orser provide segregated funds through Assante Estate and Insurance Services Inc. Jim Davison provides insurance products and services through Davison and Associates Financial Services Ltd.; and Peter Orser provides insurance products and services through Assante Estate and Insurance Services Inc. Services and products may be provided by an Assante Advisor or through affiliated or non-affiliated third parties.
d. Commissions, trailing commissions, management fees, and expenses may all be associated with mutual fund investments. The indicated rates of return are the historical annual compounded total returns including changes in unit/share value and reinvestment of all distributions/dividends. They do not take into account sales, redemption, distribution or optional charges or income taxes payable by any security holder that would have reduced returns. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Please read the prospectus and seek individual financial advice before investing.
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