by Admin | Jul 15, 2020 | Uncategorized
While Covid-19 has stopped the world in its tracks and many Canadians are feeling the stress of volatile markets, job insecurity, or loss of income, the good news is: we are here to see you through these tough times. Business might just look a little different!...
by Admin | Jun 25, 2020 | Uncategorized
Starting your professional career comes with lots of difficult money decisions. Having a steady stream of income for the first time is a great feeling but knowing what to do with the money can be confusing. Below are 5 strategies that all young professionals should...
by Admin | Apr 14, 2020 | Uncategorized
One of the most common investment questions Canadians ask themselves today is, “Which is better, TFSA or RRSP”? Here’s the good news – it doesn’t have to be an either or choice. Why not do both? Below are the features of both plans to help you...
by Admin | Mar 12, 2020 | Uncategorized
What is happening in the markets? The number of coronavirus cases outside of China recently spiked, triggering panic among investors and a drop in equity markets over the past several trading days. After setting all-time highs just last week, the S&P 500 Index...
by Admin | Feb 12, 2020 | Uncategorized
As we age and our thoughts turn to estate planning, Segregated Funds may present a valuable planning opportunity. As we progress through the stages of life our investment focus changes from growth to income to preservation. Usually, the expected rates of return reduce...
by JimDavison | Jun 27, 2016 | Uncategorized
Critical Illness Insurance – Not Just for Adults Most of us have experienced or known someone whose family has been greatly impacted by a parent being diagnosed with a life-threatening disease or condition. But what about when it happens to children? Sadly,...
by JimDavison | May 16, 2016 | Uncategorized
Ownership of individual life insurance at its lowest level in 30 years The Life Insurance and Market Research Association (LIMRA) 2013 study shines a light on a developing problem for Canadian households: Individual ownership of Life Insurance was at its lowest level...
by JimDavison | Apr 25, 2016 | Uncategorized
As a business owner, you may be aware that when you dispose of shares in your business you could receive an exemption on all or a portion of the capital gains that ordinarily would be taxable. This is due to the Lifetime Capital Gains Exemption which says that, for...
by JimDavison | Mar 11, 2016 | Uncategorized
The new rules governing CPP were introduced in 2012 and they take full effect in 2016. The earliest you can take your CPP Pension is age 60, the latest is 70. The standard question regarding CPP remains the same – should I take it early or wait? While you can...
by JimDavison | Jan 6, 2016 | Uncategorized
Permanent life insurance, such as Whole Life or Universal Life, has long been accepted as a tax efficient way of accumulating cash for future needs. Soon the amount of funds that can be tax sheltered within a life insurance policy will be reduced by new tax rules...
